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CONTRACT FOR REPRESENTATION AND CLAIM MANAGEMENT

Karen Ben-Naim (Client) hereby retains Louis Law Group, PLLC (Attorney) for representation in a contractual dispute under Client’s insurance policy. Attorney hereby agrees to represent client against client’s insurer(s) in connection with an insurance claim filed or that will be filed, and to further manage the Claim through adjustment, litigation, appraisal, and advisement for loss to a property located at 10596 Versailles Blvd., Wellington, FL 33449 and any of the realty, personal property, additional living expense (ALE), loss of income caused by water damage on April 16, 2022, which forms the basis of the subject Claim.

Client understands that this is a contingency fee contract. Accordingly, Client agrees that if no lawsuit is filed Attorney shall be entitled to 10% of any recovery made after Attorney’s involvement in this case plus costs incurred to obtain such a recovery or any payment agreed to as attorney’s fees by the insurance company. Client understands that if a lawsuit is filed, the insurance company may be required to pay attorney’s fees and costs Pursuant to Section §627.428 & §626.911, Florida Statutes. Client understands and agrees that in the event of a lawsuit, Attorney shall be entitled to all attorney’s fees awarded by the court, paid by the insurance company as part of a settlement, the attorney has accrued as time that has been billed, or 10% discussed above, whichever is greater. Client further acknowledges that Louis Law Group routinely and customarily charges $500.00 per hour (“hourly rate”) for attorneys and $175.00 per hour for non-attorney staff and client agree that these hourly rates are a reasonable for the prosecution of the claim. Client will not be responsible for fees and costs unless there is a recovery from which such fees and costs will be paid.

Florida Insurance Guarantee Association (“FIGA”) is a governmental entity that protects Client if Client’s insurer becomes insolvent. FIGA is not responsible to pay Client’s attorney’s fees unless FIGA affirmatively denies coverage for an insurance claim. Client understands and agrees that in the unlikely event that Client’s insurance company becomes insolvent, Client’s claim is taken over by FIGA, and FIGA or any other insurer is found not to be liable for Client’s attorney’s fees, Client agrees Attorney shall be entitled to 33% of any recovery made plus costs incurred to obtain such a recovery. Notwithstanding any other provision herein, Client further understands and agrees that Attorney shall be entitled to 33% of any recovery plus costs incurred to obtain such a recovery in the event Client accepts a Proposal for Settlement (PFS) inclusive of attorney’s fees and costs. Client hereby waives any homestead exemption that may apply with respect to the insured property and/or recovery.

If a conflict of interest should arise between Client and an assignee or a third-party to whom Client is contractually obligated for work performed because of the above referenced claim and both parties are represented by The Attorney, by signing this agreement, Client agrees to waive any conflicts of interest that may exist or arise as a result of Attorney’s representation of both parties.

Client understands that if there is a mortgage on the property, the mortgagee has a right to be included as a co-payee on all insurance checks. Client further understands that Client will be solely responsible for obtaining the mortgagee’s endorsement on any insurance checks. Client further understands that if Client retained the services of a public adjuster, the Client will be responsible to pay the public adjuster the agreed upon fee.

Client understands and agrees that under the terms of the insurance policy, Client is obligated to comply with certain post-loss obligations as requested by the insurer. Client further understands and agrees that failure to comply may result in the denial of Client’s Claim.

Client may cancel this contract without penalty or obligation within three (3) business days after execution of the contract. If Attorney determine it is unfeasible for Attorney to continue Client’s representation, Attorney may cancel the contract, and Client will not be obligated to Attorney for legal fees or expenses incurred on behalf of Client, unless the cancellation is based on Client’s failure to cooperate with Attorney’s reasonable requests. Cancellation must be submitted in writing to the other party.

This retainer agreement contains the entire understanding of Client and Attorney. Client acknowledges having received a copy of this Contract for Representation and Claim Management.

CLIENT HEREBY give Power of Attorney to Pierre A. Louis, Esq. to sign any settlement check(s) on Client’s behalf. The above employment is hereby accepted upon the terms and conditions stated herein.

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July 11, 2023 12:00 pm EDT

Retainer From - Karen Ben-Naim Uploaded by Pierre Louis - [email protected] IP 72.208.177.122